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QMAS applications, renewals and life in Hong Kong

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Choosing a school, getting a SIM, checking a tenancy, finding work, seeing a doctor or getting around: browse a guide for the task you need to tackle.

Banking and payments

2 guides · Page 1. Open an article for the full text, steps, checklists and official sources.

Banking and payments6 min read

FPS and Octopus: receiving money, travel and loss protection

Distinguish instant transfers from stored-value payments, set the correct receiving account and review links before changing your phone or number.

  • FPS is an instant transfer channel: check the payee and amount before confirming.
  • Octopus products and devices differ; lost-card protection is not universal.
  • Before replacing a phone or number, handle banking links, wallets and transport cards separately.
6 sectionsRead the full guide
Banking and payments6 min read

Opening a bank account: documents, checks and security

Choose an account around your everyday needs, prepare the evidence your bank actually requests, and check payments and security once it opens.

  • Requirements differ by bank and customer; no universal checklist guarantees approval.
  • Explain real needs such as salary, daily payments or savings using accurate information.
  • After opening, maintain contacts, alerts, limits and security settings.
6 sectionsRead the full guide
Guides to living in Hong Kong | qmas.hk